If you're considering shockwave therapy to improve erectile dysfunction or boost sexual performance, you're probably wondering: Is this treatment covered by insurance? The short answer is no—most insurance plans, including Medicare and Medicaid, do not currently cover shockwave therapy.
However, that doesn't mean you're out of options.
At Genesis Lifestyle Medicine, we believe in helping you reclaim your vitality with safe, effective, and accessible treatments. While shockwave therapy is not reimbursed by insurance, our team offers competitive pricing and flexible payment options. In this article, we'll break down everything you need to know about shockwave therapy insurance coverage and answer some of the most frequently asked questions about the therapy.
Is Shockwave Therapy covered by insurance?
Shockwave Therapy is a brand of low-intensity extracorporeal shockwave therapy (Li-ESWT), designed to improve blood flow and reverse vascular causes of erectile dysfunction. Although it has helped thousands of men experience better erections, enhanced sensitivity, and improved sexual performance, it is currently considered an elective wellness procedure.
That means insurance providers do not consider shockwave therapy medically necessary, and therefore, it is not covered by:
- Medicare or Medicaid
- Medicare Advantage Plans
- TRICARE and other government-sponsored plans
- Commercial health insurance (e.g., United Healthcare, Cigna, Aetna, Blue Cross/Blue Shield, Humana)

Can I use my HSA or FSA to pay for Shockwave Therapy?
In many cases, yes. If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you may be able to use those funds to pay for shockwave therapy. However, reimbursement depends on your plan and whether you can demonstrate medical necessity.
Some patients submit documentation of ED diagnosis and treatment failure with medication in order to qualify. At Genesis Lifestyle Medicine, our team can provide you with the proper documentation if you're exploring this payment route.
Why doesn’t insurance cover Shockwave Therapy?
Although there is research behind shockwave therapy, most insurance companies still categorize it as “experimental” or “investigational.”
Until it receives FDA clearance specifically for ED treatment, insurance companies are unlikely to revise their coverage policies. Additionally, shockwave therapy is considered non-invasive and non-pharmaceutical, which places it in a different category from traditional, insurance-covered ED treatments like oral medications, penile injections, or surgical implants.

Are there alternatives that insurance does cover?
Yes. If shockwave therapy isn’t in your budget or you prefer an option that’s partially or fully covered by insurance, Genesis Lifestyle Medicine also offers:
- Oral medications like sildenafil (Viagra) and tadalafil (Cialis)
- Penile injections (such as TriMix)
- Hormone therapy, including testosterone replacement therapy (TRT)
These options can be effective and more affordable depending on your plan. Our providers will work with you to find the most appropriate treatment based on your goals, health, and budget.
Is Shockwave Therapy worth the investment?
Many men say yes. Unlike medications that simply treat the symptoms of ED, shockwave therapy addresses one of the root causes: poor blood flow to the penis. The treatment uses acoustic waves to trigger neovascularization (new blood vessel formation), break down microplaque, and restore natural erectile function—without the need for pills, needles, or surgery.
Patients report:
- Stronger, longer-lasting erections
- Increased sensation and stamina
- Improved confidence and intimacy
- Greater satisfaction—for both partners
At Genesis Lifestyle Medicine, we’ve helped countless men regain control of their sex lives with shockwave therapy. If you're looking for a natural, non-drug solution, it could be a worthwhile choice.

How do I get started with Shockwave Therapy?
Getting started is easy. Simply schedule a consultation with one of our sexual health specialists at Genesis Lifestyle Medicine. During your visit, we’ll:
- Review your health history and symptoms
- Conduct any necessary lab testing
- Determine if you’re a good candidate for shockwave therapy
- Customize a treatment plan based on your needs and goals
We’ll also walk you through the costs, available packages, and financing options. While shockwave therapy may not be covered by insurance, that doesn't mean it's out of reach. At Genesis Lifestyle Medicine, we're committed to helping you feel confident, perform better, and reclaim your vitality—on your terms. Schedule your private consultation today and find out if shockwave therapy is right for you.


